:root{
  --bg:#f3f4f6;
  --panel:#ffffff;
  --text:#111827;
  --muted:#4b5563;
  --brand:#991b1b;
  --brand-dark:#7f1d1d;
  --accent:#facc15;
  --border:#e5e7eb;
  --shadow:0 12px 28px rgba(0,0,0,.08);
  --radius:18px;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{text-decoration:none;color:inherit}
.topbar{background:#111827;color:#fff;text-align:center;padding:10px 16px;font-weight:700}
.topbar a{color:#fff;text-decoration:underline}
header{background:var(--brand);color:#fff}
.nav-wrap,.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding-top:18px;padding-bottom:18px;gap:16px}
.brand{font-size:1.25rem;font-weight:800}
nav{display:flex;flex-wrap:wrap;gap:14px}
nav a{font-weight:700;color:#fff;opacity:.95}
nav a:hover{opacity:1;text-decoration:underline}
.hero{background:linear-gradient(rgba(17,24,39,.74),rgba(17,24,39,.82)), url('https://images.unsplash.com/photo-1516321497487-e288fb19713f?auto=format&fit=crop&w=1600&q=80') center/cover;color:#fff;padding:68px 20px}
.hero h1{font-size:clamp(2rem,5vw,3.6rem);line-height:1.08;margin:0 0 10px}
.hero p{font-size:1.1rem;max-width:760px;margin:0 auto 16px auto}
.hero-inner{max-width:900px;margin:0 auto;text-align:center}
.phone{color:var(--accent);font-weight:900;font-size:1.6rem}
.btn{display:inline-block;background:#111827;color:#fff;padding:14px 22px;border-radius:12px;font-weight:800;box-shadow:var(--shadow)}
.btn:hover{background:#000}
.btn-light{background:#fff;color:#111827}
.section{padding:56px 0}
.section-white{background:#fff}
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--panel);border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{margin-top:0;margin-bottom:10px}
.lead{color:var(--muted);font-size:1.05rem;max-width:760px}
.center{text-align:center}.muted{color:var(--muted)}
ul.checks{padding-left:20px;margin:0}
ul.checks li{margin:8px 0}
.cta-band{background:linear-gradient(135deg,var(--brand),var(--brand-dark));color:#fff;border-radius:24px;padding:30px;display:flex;align-items:center;justify-content:space-between;gap:18px;box-shadow:var(--shadow)}
footer{background:#111827;color:#e5e7eb;padding:36px 0;margin-top:24px}
footer h3{color:#fff;margin-top:0}
.footer-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.form-group{margin-bottom:14px}
label{font-weight:700;display:block;margin-bottom:6px}
input,select,textarea{width:100%;padding:12px;border:1px solid #d1d5db;border-radius:10px;font:inherit}
.small{font-size:.92rem}
.links-list a{display:block;padding:10px 0;border-bottom:1px solid var(--border);font-weight:700;color:var(--brand)}
.badge{display:inline-block;background:#fee2e2;color:var(--brand);border-radius:999px;padding:8px 14px;font-size:.9rem;font-weight:800;margin-bottom:14px}
@media (max-width: 900px){.grid-2,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}.cta-band,.nav-wrap{display:block}.nav-wrap nav{margin-top:12px}.hero{padding:56px 20px}}